(five) An index of retail banking products and services (such as several hours of Procedure, out there loan and deposit merchandise, and transaction fees) normally provided with the bank's branches and descriptions of material distinctions in The provision or expense of providers at individual branches, if any.
Choosing an item from comprehensive text search results will provide you to Individuals benefits. Pressing enter while in the search box will even deliver you to search engine results. History plus more aspects can be found in the Research & Navigation manual.
usually means, notwithstanding the definition of “small farm” On this segment, a loan A part of “loans to compact farms” as reported in Routine RC-C of the decision Report.
(1) A shopper loan is found while in the census tract the place the borrower resides at time that the borrower submits the loan application;
For a little bank evaluated underneath the Modest Lender Lending Examination, the Board rates the financial institution's general performance below this portion as offered in appendix E to this section.
공유하기 블로그 주소 변경 불가 안내 블로그 마켓 판매자의 이력 관리를 위해
(six) A bank's closed-conclude property property finance loan lending, small business lending, tiny farm lending, or car lending in distressed or underserved nonmetropolitan middle-revenue census tracts wherever a financial institution's nonmetropolitan facility-centered assessment area or nonmetropolitan retail lending assessment space involves only a few or no very low- and average-income census tracts; and
(3) A little business enterprise loan or tiny farm loan is located get more info in the census tract wherever the primary small business facility or farm is found or exactly where the borrower will normally implement the loan proceeds, as indicated by the borrower.
means a loan to a number of people today for domestic, relatives, or other particular expenses and that is amongst the next types of loans:
) of the portion, The share of responsive deposit accounts in comparison to complete deposit accounts for each and every year with the analysis period of time.
) The volume of checking and savings accounts opened digitally and thru other supply techniques which can be active at the conclusion of Every single calendar year by census tract earnings level for each calendar 12 months.
The skin retail lending region is comprised of element geographic spots. A component geographic region is any MSA or even the nonmetropolitan location of any Condition, or portion thereof, integrated in the surface retail lending space.
For vehicle loans, the Board compares a financial institution's geographic and borrower distributions for the applicable community benchmarks, as presented in paragraph (f) of this section and area VI of appendix A to this section.
(ii) If the Board, the FDIC, as well as OCC establish that a loan or financial investment is now not qualified for Neighborhood advancement thing to consider, the owner with the loan or financial commitment at time on the dedication will carry on to acquire Group enhancement consideration with the remaining expression or period of the loan or financial commitment.